Cash Today for Annuities
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Lump Sum Cash in 48 Hours
Millions of Americans have purchased annuities for life planning and predictable income. While steady income is reassuring, sometimes it can be a burden if you need to access a larger lump sum of cash for potential investments and expenses.
Many people who have or are considering annuities are concerned about credit risk. In other words, there are concerned about will happen to their annuity if the insurance company that provided the product goes out of business. While you think your insurance company may be stable, evaluating your cash options can never hurt.
Before taking any action to cancel or replace your current annuity, you should first ask yourself several questions:
Are you ready to use the lump-sum of cash for the right reason(s)? Will this liquidated annuity meet your cash needs now? Is the return on the lump sum make fiscal sense?
Annuities may not be appropriate anymore when you have not established an emergency fund to cover living expenses for at least three to six months. Similarly if you have not contributed to other more tax-advantaged retirement accounts, such as a 401(k), 403(b), Roth IRA, etc or plan on receiving the money before age 59 ½. But the most often cause to accelerate your annuity into cash is when you are not sure that you are able to meet planned future expenses (house down payment, renovations, expenses, etc.) with other funds.
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Frequently Asked Questions
Why Should I
Sell My Annuity?
Answer
Each annuitant has different cash needs that arise from various life situations. Your settlement is your money and you need it now.
Why wait?
How Long Does
The Process Take?
Answer
The process from first communication to funding differs on the jurisdiction you reside in. THE ENTIRE PROCESS FROM CASH ADVANCE THROUGH FUNDING IS APPROXIMATELY 30-40 DAYS.
How Much Do You
Charge For A Quote?Answer
Quotes are free of charge and carry no commitment. We are simply here to assist you in your financial decision.
Do You Charge Any
Additional Fees?Answer
There are no hidden costs. We are an all-comprehensive team with the ability to serve you from start to finish.
What is a
Structured Settlement?AnswerA structured settlement by definition is a form of compensation awarded to the victim (plaintiff) of a personal injury lawsuit against the defendant in a court of law. The majority of cases settle before going to a jury trial, at which time a specific amount of money is made by the defendant to the plaintiff. Often the plaintiffs’ attorney will suggest an alternate to a one time lump sum payment; a structured settlement. This type of settlement calls for payments over a long period of time to ensure the victim receives money for most of their lives if not there entire life.
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I had to make a move from Florida to Ohio due to a job change, and it couldn't have been easier had I not used this company to get me the moving funds I needed quickly and easily.
This is the first time I've used a service for moving rather than hauling myself, as my injury prevented me, and let me say that the money I received from my transaction was more than worth it. The staff was very professional and courteous, and my money came to me. I'm more than pleased with my experience with this company, and the service more than exceeded my expectations.
- Jake S.
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I recently worked with Travis from Intelifund regarding my settlement transfer. I am a single mom and this was my first time selling my payments. My situation was complicated but Travis assured me from the very beginning that he would get my deal approved.
His level of intelligence and honesty throughout this entire transaction made it so simple and possible. Scott is not only a great employee but a person who cares about his clients. He has gone above and beyond my expectations. His dedication and integrity is impeccable. I got my deal approved without any flaws or hidden fees and on time. Travis delivered what he promised. He was on the phone with me throughout the day of my hearing just to ensure everything went accordingly.
Being an out of state client was never an issue for Travis and never missed a phone call or email. Always prompt and the best customer service ever! His entire team are fully dedicated and worked with me with great enthusiasm. Travis is excellent in every way and I highly recommend his service to anyone who is looking for an honest, and dedicated annuity specialist. He will work for you and get you the best rates possibly and most definitely get your deal approved. He did for me and I am so happy. Got my new home for myself and kids! I could not have done it without Travis and his awesome Team.
- Maria C.
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I’m a full-time student and full-time employee with federal student loans that I pay off each month. I guess I have decent credit but my debt is so high I cant take out a mortgage to purchase a home.
I've been meaning to look into private lending and shark-like loans but none were to appetizing. Having thoroughly researched many companies I came across Intelifund to help me use my annuity for a down payment. My credit so far is only built up from my student loan payments but will never be approved for a loan so I engaged Intelifund to get me the money.
With a degree in finance, I figured its more prudent to use my future annuity money now than to try and wait out my student debt. My new home is great and will appreciate over time while my annuity will lose value thus making this the best financial decision I've made in my life.
- Chris D.
